If the first to die spouse bequests property with large appreciation potential and / or wishes to ensure the disposition of property to specific individuals

Advance healthcare directives (living wills), Physician Orders for Life Sustaining Treatment (POLST) documents, and durable power of attorney documents for healthcare are important documents for

The financial planning profession evolved initially from insurance product sales. The focus has thus remained on commissioned products, beginning with insurance products. As the scope

Securities markets are highly efficient and have become progressively more efficient over time as the speed and availability of information to market participants has increased,

While collateralized mortgage obligations (CMOs) perhaps facilitated the housing bubble of 1997-2007 by allowing obfuscation and sale of low quality and high risk mortgage debt

Deferred compensation arrangements are not subject to the same restrictions and requirements defined under the Internal Revenue Code for qualified plans. These arrangements may take

Individuals who are active participants in an employer sponsored retirement plan (those eligible to participate in a pension plan and / or those with elective

Qualified plans may be beneficial to both business owners and employees. Business owners may benefit from tax-deductible plan contributions (employer plan contributions are deductible from

While pension plans are frequently touted as a superior option to profit sharing plans as a vehicle for employee retirement funding, there has been a

Any qualified plan may purchase life insurance so long as life insurance does not represent the primary focus of the plan, but rather represents an