- Financial literacy quiz: FINRA Financial Literacy Quiz
- Budgeting, personal finance, and financial account aggregation: Quicken Inc., YNAB, PortfolioAnalyst by Interactive Brokers LLC, Actual Budget
- Accounting and bookkeeping: GnuCash, Wave Financial Inc., Xero Limited, Intuit QuickBooks Online, FreshBooks, Manager.io
- Wills and trusts: Quicken WillMaker & Trust, doyourownwill, Washington Wills (residents of Washington State)
- Legal resources: LegalZoom.com, Inc., Nolo
- Business formation: Northwest Registered Agent, LLC University, LegalZoom.com, Inc.
- Tax preparation and filing: Intuit TurboTax, TaxAct
- Portfolio modeling and Monte Carlo simulations: Portfolio Visualizer, ProjectionLab, LINOPT Lifetime Optimizer, TPAW Planner
- Tax modeling: taxsim.app
- IRS tax withholding estimator: IRS.gov
- Insurance: Amica Mutual Insurance Company, Neptune Flood, Term4Sale, Inc., shop around
- Home mortgages: Better Mortgage Corporation, American Internet Mortgage, Inc., Bankrate, LLC
- Home ownership risk modeling: First Street Technology, Inc., ThinkHazard!, National Appraisal Estimator by Craftsman Book Company, Cost To Build LLC
- Banking and alternatives: Interactive Brokers LLC Integrated Cash Management, The Vanguard Cash Plus Account, Fidelity Cash Management Account, money market mutual funds (tax exempt municipal money market mutual funds should be considered in higher tax brackets) within brokerage accounts (The Vanguard Group, Inc., Fidelity Investments, Charles Schwab & Co., Inc., Interactive Brokers LLC), high yield online savings accounts (Apple Savings account, American Express High Yield Savings Account, Marcus Online Savings Account, Capital One 360 Performance Savings), Charles Schwab Bank, SSB, Capital One 360 Checking (one of the few online checking account offerings capable of accepting cash deposits), local banks and credit unions, shop around
- Money market mutual funds: Money market mutual funds offered by The Vanguard Group, Inc., moneymarket.fun
- FDIC Deposit Insurance limits: FDIC Electronic Deposit Insurance Estimator
- SIPC Insurance limits: Securities Investor Protection Corporation
- NCUA Share Insurance limits: NCUA Share Insurance Estimator
- Broker-dealers and investment platforms: The Vanguard Group, Inc., Fidelity Investments, Charles Schwab & Co., Inc., Interactive Brokers LLC, TreasuryDirect
- Investing advice, forums, and questions: Bogleheads.org
- Financial planning and tax planning topics: Kitces.com, Fairmark
- Debt reduction: PowerPay
- College planning: Federal Student Aid, Saving For College, CareerOneStop Scholarship Finder, Vanguard College Cost Projector, Vanguard College Savings Planner
- Notary services: Local banks and brokerages, local city hall, Notarize, The UPS Store
- Credit reports: AnnualCreditReport.com
- Bankruptcy resources: The Bankruptcy Site (Nolo)
- Social Security: SSA.gov
- Multiple tools: Vanguard Investing Calculators and Tools, Investor.gov, Dinkytown.net Financial Calculators
- Retirement healthcare cost estimation: Fidelity Investments Retirement Healthcare Cost Estimator, Milliman Retirement Healthcare Costs Calculator
- Veterans benefits: Veterans Benefits Administration
- Occupational data: Bureau of Labor Statistics Occupational Outlook Handbook
- IRS Tax Exempt Organization Search Tool for tax-deductible charitable transfers: IRS.gov
- Long term care cost estimates: Genworth Cost of Care Survey
- Retirement readiness: Vanguard Retirement Income Calculator, Fidelity Retirement Score
- Estate planning resources: The American College of Trust and Estate Counsel (ACTEC)
- Inherited IRA beneficiary resources: IRA Beneficiary Distribution Options (Convergent Retirement Plan Solutions, LLC), Withdrawing From an Inherited IRA (Fidelity Investments), Inherited RMD Calculator (The Vanguard Group, Inc.)
- Foreign currency exchanges and transfers of funds: Interactive Brokers LLC, Wise.com
- Medallion Signature Guarantee resources: Medallion Signature Guarantee Website, eSignature Guarantee
Bentley Makkar
April 10, 2023
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